Lawyer fees, both your home and car insurance will provide you with legal defense if you're sued for an incident that's covered by your policy.

Depending on what breed of dog you own, where you live and your insurance company, home insurance may cover you if your dog bites someone.

An Injured Pet, even a minor collision can result in pet injuries and major veterinary bills.

If a group like Al-Qaeda bombs your neighborhood, your property is covered under both your home and car insurance policies.

If you loan your car to a friend for a few hours and he crashes it, your own insurance policy will come to your rescue. Your car insurance policy covers your car.

We've all stashed purchases in our car in a mall parking lot and gone back in for more shopping. But car insurance does not cover personal possessions that are stolen from your vehicle. Fortunately, theft of personal property is covered under your home insurance.

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