Unfortunately it’s completely up to the insurance company to determine if they are going to total your car and pay you the fair market price or if they will repair your car and bring it back to the pre-loss condition.
If you were at fault in the accident there isn’t too much you can do other than ensuring the repairs are completed to your satisfaction and to pre-loss condition.
But if you weren’t at fault, you may be able to collect for some of the unseen losses caused by the at fault party. Most people understand that if they were buying a car and it had repaired accident damage, they wouldn’t be expected to may full market value for the car. What happens when you try and sell your car that has been repaired after it been in an accident?
Most folk understand the concept and it’s called Diminished Value. After your car has been repaired you will not be able to sell it for what you could have had it not been in the accident. In order to file a claim for you loss you will need to have you car appraised to determine how much you loss is based on the value of your car and the severity of the accident. many factors have to be considered and string case made to ensure your claim is paid.
Auto Appraisal Network can help you document the prior to loss value, it’s currents value and provide market data to back it up and help you file a Diminished Value claim with the at fault party that will get paid.
Every circumstance is different and you need a professional national appraisal company to prove your loss no matter how big that loss may be.