We all know teen drivers pose a higher risk behind the wheel than older drivers with more experience, but most teens and parents aren’t aware of what those risks mean. High auto insurance premiums might be the least of a parent’s worries if their son or daughter is involved in a serious accident. Consider the facts: Over a quarter of a million teenage drivers were rushed to the ER due to car accidents in 2010, and nearly one out of every one hundred of them died due to their injuries. These statistics from the Center for Disease Control (CDC) Teen Driver Fact Sheet should be enough to keep teens and parents vigilant about safe driving, but each year the trend continues.
The CDC also reports that teen drivers are three times more likely to be involved in an accident than drivers over the age of twenty. It’s no wonder car insurance premiums for teenagers are through the roof. Fortunately, the CDC and other agencies have developed sound strategies to keep teens safe on the road – strategies that also keep their rates affordable.