If you are one of the lucky few who own an exotic, classic or collectible car then you need classic car insurance to protect your investment.

How is a collector car insurance policy different from a standard auto insurance policy?

Since collector cars don't depreciate, coverage is based on agreed value rather than actual cash value. You agree on a value at the time the policy is purchased. This takes into account everything you have invested in your classic car.

Collector car insurance rates are typically lower than standard auto insurance rates since collector cars are well maintained and driven less than everyday cars.

In order to determine the Agreed Value of your classic or collectible car you will need to get an auto appraisal.