Read your insurance policyWe process several prior to loss appraisals per day for vehicle owners who were sold the wrong type of insurance. Typically these cars have been restored or customized and when they bought the policy the very nice agent or broker that sold them the policy asked them what the car was worth.
Common Car Insurance Scams -- And How You Can Avoid ThemEven if you've never been involved in a car insurance scam, rest assured that you have felt their effects in the form of higher premiums. There is no national authority that keeps track of all types of auto insurance scams, but reports from various sources indicate the phenomena can cost insurance companies upwards of $6 billion per year and may account for up to 15 percent of all claims filed. Having to pay these claims results in higher premiums for policy holders, including you and me.
Alternative Energy Vehicle SafetyIn the early days of hybrid and electric vehicles, it was a common belief that they were inherently unsafe, and just a passing fad. Times sure have changed. From 1999 – September 30, 2013, almost 3 million hybrid vehicles were sold in the United States. That’s no passing fad.
Renting a Car: Do's and Don'tsThe rental car business was highly lucrative in the United States in 2012. Total revenue topped $23.6 billion, which was up nearly $1 billion from the 2011 total of $22.7 billion. All totaled, over 1.85 million cars were rented in 2012 by people having their vehicle repaired, or planning a vacation, business trip, or other get away. But as commonplace as the rental car business is to consumers, there are some do’s and don’ts that many people still don’t follow, and each one of them could potentially save the consumer quite a bit of money.
The 5 Worst Things People Do While DrivingIn 2011, 32,479 people died in the United States as a result of a traffic accident. In 2012, that number was 33,561, which represents the first time the number of vehicle-related fatalities increased since 2005. There are many factors that contribute to those numbers, including inclement weather, road obstructions, and inexperience behind the wheel. However, the primary reason that there are so many fatalities comes down to personal choices. Here is a list of the top 5 worst things a driver can do behind the wheel, as well as some statistics to show exactly how the deadly behaviors contribute to the egregious fatality rates.
What Not to Do After a Car AccidentYou're on your way home from work and BAM! Suddenly there's another car parked where your truck was. Or maybe you glanced away for one split second and didn't see the light change to red … and so you've hit someone. Regardless of who is at fault, there are things you should avoid doing or saying after an accident. It's easy to get shook up and feel flustered. Take a couple of deep breaths, try to remain calm, and try to avoid these “don'ts” - common mistakes after a car accident.
Winter Weather Reminder: Slow DownThe reminder to slow down during winter weather shouldn't be necessary, but it is. Even in this time of 4-wheel drive SUVs and all-wheel drive crossovers, cell phones and GPS systems, it's important to remember the basics of winter weather driving.
Top 5 Cheapest & Most Expensive States for Car RepairsAmericans, especially families on a tight budget, are in need of great deals on their car repairs. Well, car repair is expensive. According to CarMD's 2013 Vehicle Health Index, "car repair costs across the U.S. were up 10% in 2012." If you're interested in the economics of saving on car repair, keep reading to see how repair costs vary across the U.S., especially if you're planning to move or living near bordering states.
How to Test Drive a Used Car for Your Small BusinessWhen it comes to small business expenses, few items stand out on a "to buy" list quite like an automobile. The government tries to ease the financial burden by offering tax breaks for certain business uses, including the IRS' deduction for vehicles that are used for fewer than 5,000 miles per year. If you plan to buy or lease a used vehicle for business use, a thorough test drive is in order.